Purchase now, pay later with no interest if paid within 60 months!
Convenient in-store application.
Quick credit decision.
Immediate access to revolving line.
Ability to make repeat purchases.
With each purchase from Malak Jewelers, you receive:
Complimentary certificate of insurance appraisal.
Certificate of authenticity.
Complimentary, ongoing cleaning service.
Credit is issued by institutional banks that have partnership agreements with Malak Jewelers. Special terms apply to qualifying purchases of $3,000 or more charged with approved credit, and view the issuing bank’s term agreements document.
Minimum monthly payments are required during the promotional (special terms) period. The promotion cannot be combined with any other offer.
Taxes must be paid at the time of purchase.
Interest will be charged to your account from the purchase date at the APR (annual percentage rate) agreed upon with the lending institution if the purchase balance is not paid in full within the promotional period.
For new accounts, the APR for purchases will vary depending on your credit and the lending institution. This information is subject to change and can expire at any time. For current information, call us at 1-704-341-1188.
Malak Jewelers offers outstanding payment options to help you purchase the jewelry piece of your dreams. Please read the information below and select which option works best for you, then fill out the application form.
Offer is subject to credit approval. Some restrictions may apply. Please contact us for additional details.
Deferred Interest if Paid in Full Within 6 Months*
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by the end of the promotional period. Minimum purchase requirements of $1,000.
9.90% APR with 24 Monthly Payments**
Minimum purchase requirement of $2,000. Offer subject to credit approval.
You should receive a notification within minutes. If approved, you can use the credit line now or in the future. If you do not receive a notification, please contact us. If you have any questions about Malak Jewelers financing options, give us a call at 704-341-1188 or email us at email@example.com.
*Deferred Interest if Paid in Full Within 6 Months: Minimum purchase of $1,000 required. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, we will charge interest from the initial purchase date at the standard APR (annual percentage rate). Once the promotional period ends, the standard APR also applies to the remaining balance. Minimum monthly payments required; however, you must make larger payments in order to avoid the interest. Prior purchases are not included. Your account must be in good standing. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.9%. The minimum interest charge is $1. For existing accounts, please see your credit agreement for applicable terms. Subject to credit approval.
**9.90% APR with 24 Monthly Payments: Minimum purchase of $2,000 required. 9.90% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. The last payments may vary due to rounding. Payments made on time will pay the offer balance in full. Other transactions and charges will affect the total payment amount. Prior purchases are not included. Your account must be in good standing. Standard account terms apply to the purchases that do not qualify. New accounts: Standard Purchase (ARP) 29.99%. The minimum interest charge is $1. Existing account holders, please review your credit agreement for applicable terms. Subject to credit approval.