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Layaway Policy


Our layaway policy gives you the choice to spread out your payments for up to six months at no additional cost. All you have to do is make a 10% down payment for three months or 20% down payment for six months, and we will keep your chosen piece of jewelry safe and secure for you in our vault as you make your payments.

As with any Malak Jewelers purchase, you may return your layaway purchase within two weeks of the final merchandise pickup. Cancelled layaway items are subject to a 10% restocking fee on full price items.

Please note:

  • Due to the rapid fluctuation of the price of gold, 21k, 22k, and 24k gold is non-refundable and cannot be exchanged after two weeks.
  • Clearance tagged merchandise cannot be placed into layaway.
Malak Jewelers
8042 Providence Rd Ste 1000
Charlotte, NC 28277-9737
(704) 341-1188
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